Testing cards - ONE9PAY Docs

Test every payment flow on the ParuPay sandbox with these cards. No real money moves. Your sandbox opens as soon as your application is submitted. Sign in to the merchant portal, copy your sk_test_ key, and test payment links and server-to-server payments with the cards below. The same cards work for every merchant.

Expiry and CVC

Use expiry 05 / 2029 and CVC 911 with every card. Any other expiry or CVC is declined, so you can test that too.

Cards

Card number	Brand	Flow	Result
`5555 5555 5555 4444`	Mastercard	2D	Succeeds right away. No one-time password.
`4242 4242 4242 4242`	Visa	3-D Secure	Succeeds after the one-time password emailed to the customer email on the payment.
`4000 0000 0000 0341`	Visa	3-D Secure	3-D Secure passes, then the issuer declines the payment.
`4000 0000 0000 0002`	Visa	Decline	Your card was declined.
`4000 0000 0000 9995`	Visa	Decline	Your card has insufficient funds.
`4000 0000 0000 0069`	Visa	Decline	Your card has expired.

3-D Secure cards email a one-time password to the customer email on the payment, so send customer_email with them.

Sandbox and live

Key	Payment links	Server-to-server
`sk_test_`	ParuPay sandbox, these cards	ParuPay sandbox, these cards
`sk_live_`	ParuPay live, real cards	ParuPay live, when enabled for your account

Live keys charge real cards once ParuPay approves your account. Test cards never work with sk_live_.